Bad Credit Car Loans – a Guide

Have bad credit?  You’re not alone:  25% of Americans have a poor credit rating.  This obviously puts lenders under greater risk when loaning you the money for a new vehicle, but we’ve developed a simple guide to getting the loan you need, regardless of your credit history: Find a Lender: if you have less than [...]

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A Car Loan Can Improve your Bad Credit?

Taking out a car loan and making timely monthly payments is one of the best ways to rebuild and repair your credit score.  You will be demonstrating to banking and lending institutions that you can and will repay the money they lend you, and in that way, “make good” on your debts month after month, [...]

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Smart Budgeting – The Key to Success

Smart budgeting, along with disciplined spending, is the key to improving your credit rating.   Most people don’t get themselves into a bad place credit-wise in one day.  Saving and spending, whether smartly or not, is a habit and a lifestyle, and a credit history is meant to demonstrate just that:  your history in this area. [...]

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Tips on Buying a Used Car

Man people with bad credit opt to buy a used car or truck.  A used vehicle is more affordable to buy, cheaper to insure, and depending on the price, a used car loan may be easier to get than a new car loan. That said, a used vehicle often doesn’t come with the same warranties [...]

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Auto Loan Calculator

Here are a couple of gadgets for calculating your auto loan payments.  After you talk to your lender and get approved, of course, the details of your loan payments may vary, but we hope these tools will give you a good starting point. 1. Explore updated interest rates: 2. Next, calculate your auto loan payment: [...]

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